For all the praise that Terius Nash received for penning decade-defining hits like “Umbrella” and “Single Ladies (Put a Ring on It)”, the dirty little secret amongst R&B fans was that Nash’s most adventurous and rewarding songs were on his first solo album, Love/Hate. But with Love vs. Money, Nash—better known as The-Dream— finally got his due both critically and commercially. In tandem with frequent collaborators Tricky Stewart and L.O.S. Da Maestro, he doubled down on his signature formula of classicist R&B song structures and themes fused with production influenced as much by Southern rap as Prince. And with the album’s four-song centerpiece, Nash fleshes out the album’s central conceit (the push/pull between love and money) with a jaw-droppingly operatic suite that blazes a trail from industrial beats to jazz pianos to beatboxing. It’s sandwiched in between sex jams that are both goofy and futuristic, adding up to an album equally suited for the bedroom, the car, and the stage.